Ukufumana umbhobho wentsimbi ogqibeleleyo ngumsebenzi onzima, akunjalo?Yhuu...iziva ixakekile ijikeleza imarike ikhangela iimveliso kodwa iyabhideka phakathi kokhetho olufanayo.Ukufumana okona kulungileyo kufana nokufumana inaliti kwifula.Izinto zinokucaphukisa xa singazi ukuba yeyiphi imveliso ekufuneka siyithenge.Ngaba uyazi ukuba yeyiphi eyona nto iphambili enokusigcina kwizivumelwano ezimbi?Ewe, licebiso nje lengcali elo.Ukuba unemibuzo malunga nokuthenga kwakho kokugqibela okanye ufuna ukufumana eyona mibhobho yentsimbi kwimarike, esi sikhokelo siya kwenza iqhinga.Ukusuka ekukuboneleleni ngesikhokelo sokuthenga esineenkcukacha ukuya kuluhlu lweyona mibhobho yentsimbi egqwesileyo kwimarike, sikugqumile.Ezi zinto aziyi kwenza kube lula kuwe ukuba ufumane eyona pole ingcono, kodwa uya kuqaphela ezinye izinto ukuze ulungiselele into ezayo.Nalu uluhlu lwethu lolona khetho lungcono.
Nanini na xa ufuna ukuthenga umbhobho wensimbi ogqwesileyo kwiimarike, thatha ixesha lakho, cinga nje ngezinto ezahlukeneyo ezifana nokuba kutheni ufuna ukuba nayo, indlela yokuyisebenzisa kunye nalapho ungayisebenzisa khona..ukuvutha njalo njalo.Oku kuya kukunceda uqonde izinto ozikhethayo kwaye kukuncede uqonde into onokuyilindela kwimveliso yokugqibela.Emva kokuba unombono wemveliso yexesha elizayo, zama ukudala uluhlu lomnqweno kwaye uzame ukubopha kwimveliso yokugqibela.Imveliso nganye iyaziwa ngeempawu zayo kunye nexabiso.Olu lulwazi olusisiseko olunceda abantu ukuba baqonde ukuba imveliso ifanelekile ukuthenga.Nangona kunjalo, zonke izinto esisandula ukuxoxa ngazo zisebenza kakhulu kwinkqubo yokuthenga, kodwa ngokwazo aziyi kukunceda ufumane imveliso exabisekileyo.Ukuthenga umbhobho wentsimbi kukutyalomali okufuneka kwenziwe ngobulumko.Le nkqubo inokukongela imali kwaye yonakalise namava akho omsebenzisi ukuba awulumkanga.Uhambo lwePipe yentsimbi alupheli ngokuthenga, luqala ngalo.Nokuba iwaranti okanye inkonzo emva kokuthengisa, kufuneka sinikele ingqalelo kwizinto ezahlukeneyo xa sithenga okokugqibela.Ke, ukuba ufuna ukuthenga eyona mibhobho yentsimbi, thatha ixesha lakho kwaye uqinisekise ukuba uyaziqonda iimfuno zakho.Zama ukusombulula onke amathandabuzo akho malunga nexabiso, ukusetyenziswa kunye nenkonzo emva-kwentengiso yemveliso ukuze ube nokufikelela olona nikezelo lulungileyo.
I-Disclaimer Intsimi yeshishini le-intanethi ikhule ngokukhawuleza kwiminyaka yakutshanje.Ngoku, nokuba yivenkile yegrosari okanye ivenkile yobucwebe, yonke into ikwi-intanethi, nto leyo izisa lula ngakumbi kubasebenzisi.Njengoko ilizwe leshishini le-Intanethi likhula, likwakhokela ihlabathi ngeentlobo ezahlukeneyo zeevenkile ze-e-commerce.Kodwa ucinga ukuba zonke zinokuthenjwa kwaye zikufanele ukunxibelelana?Mhlawumbi hayi.Itekhnoloji ayenzanga lula imarike kuphela, yenze ukuba imarike yanda ngobuqhetseba.Kunzima ukufumana imarike ethembekileyo nethembekileyo ukuqala ngayo.Nanini na xa sithetha ngeevenkile ze-e-commerce, igama le-Amazon likhuthaza ukuthembela ngakumbi kunye nokuthembeka.Le yenye yezona venkile zithembekileyo nezithembekileyo ze-e-commerce ezibandakanya uluhlu olubanzi lweemveliso.Uninzi lweempawu ezisekiweyo kunye nezintsha ziyafumaneka apha kunye noluhlu olukhulu lweemveliso kwaye ukufikelela kwimarike enkulu kangaka ngamava athatha amava omsebenzisi ukuya kwinqanaba elilandelayo.Nangona kunjalo, kukho iindlela ezininzi zokukhetha kwimarike, kodwa ezinye iimveliso zisalahlekile.Ngamanye amaxesha kunzima kubasebenzisi ukuzifumana, ngakumbi xa zithembeke ngokwaneleyo kwaye zezona zibalaseleyo kwiligi.Ukugcina bonke abafundi bethu kule meko ecasulayo, sinika ukhetho olungcono lweepayipi zensimbi kwimarike.Esi sikhokelo siya kukubonelela ngamakhonkco angengawo ama-Amazon.Ishishini ngalinye linezinto eziphambili zalo eziphambili, kwaye xa kufikwa kwintengiso ebambiseneyo, umthengisi ufumana ikhomishini kuyo yonke into ethengiweyo eyenziwa ngumthengi ngekhonkco elinikiweyo.Le yimeko yokupha-kwaye-thatha apho omabini amacala aphumelela.Xa kulula kwaye kulula ukuba abantu bafumane iinketho abazithandayo, kulula kwakhona kubathengisi ukuba bafumane iikhomishini ezinengeniso kwiimveliso ezithengiswayo ngamakhonkco anikiweyo.Ukuba unexhala lokuba kufuneka uhlawule ngaphezulu, makhe ndikucacisele ukuba awuzukuhlawula ngaphezulu.Iikomishini esizifumana apha azibandakanyiwe kwaye aziyi kubizwa kuwe.
Ihlabathi lokusetyenziswa libanzi kakhulu.Ukuba uhlahlo lwabiwo-mali okanye umntu onokukhetha kwi-premium, unokufumana lula uluhlu olubanzi lwabathengi apha ngaphandle kwengxaki.Apho kukho abantu abaninzi abathanda ukungcamla, abanye abantu bayathanda ukuhambelana.Kwimeko nayiphi na into, ndiya kuthetha ukuba ayingabo bonke abantu abanomdla ofanayo kunye nezinto abazithandayo.Ngoko ke, kunokuba nzima ukufumana imveliso egqibeleleyo esebenza ngokupheleleyo kwaye efikelelekayo.Ukuze ufikelele kubaphulaphuli abaninzi, abaphuhlisi bazama ukuzisa uluhlu olubanzi lweemveliso kwimarike ukuze bagubungele ngokufanelekileyo inxalenye enkulu yemarike kunye nokwandisa ishishini labo.Ukususela kwimibhobho yensimbi eneempawu ezisisiseko, kulula ukufumana iibhobho zensimbi ezineempawu eziphambili.Kucetyiswa kakhulu ukuba uqale ufanise iimfuno zakho kunye nezinto ozikhethayo kunye neempawu kunye nohlahlo lwabiwo-mali lwemveliso oyifunayo ukuze ukwazi ukufumana eyona nto ilungileyo.Qinisekisa ukuba into oyithengayo iya kusisebenzela kwaye ikunike iziphumo ezithembisayo.
Ayinguye wonke umntu othengisa izinto ezifanayo kunye nezinto azithandayo, ngoko ukulandela isihlwele kunokonakalisa imali oyisebenze nzima.Nanini na xa ujonge umbhobho wentsimbi ogqibeleleyo, qiniseka ukuba ujonga kuphela izinto ozikhethayo kunye neemfuno zakho.Unokufunda izinto ezikhethwa ngabanye abantu kunye nezimvo zabo, kodwa xa kufikwa ekwenzeni isigqibo sokugqibela, kufuneka ibe yeyakho.Ukufumana ipali enye nokufumana ezona zibalaseleyo kwiligi zizinto ezimbini ezahlukeneyo.Ngoko ke, ukuba ufuna kwakhona imibhobho yentsimbi engcono kakhulu, kufuneka uhlale ulumke kwaye ukhangele izinto ezahlukeneyo ukuze ube nesivumelwano esisebenzayo.Ukuba noluhlu olubanzi olunjalo lokukhetha kwanele ukubangela ukudideka.Ukukhangela okona kulungileyo kubonakala kuyimeko ecaphukisayo, ngakumbi xa sifumanisa ukuba yonke into iyafana.Siyakuqonda ukudideka kwabathengi bethu kwaye sizama ukubanceda ngenye yeemibhobho zentsimbi ezikumgangatho ophezulu kwiimarike.Ukwenza isivumelwano sibe lula kwaye sizuze ngakumbi kubo, sihlolisise imibhobho yentsimbi ephantse ibe yi-124 ekhoyo kwimarike.Kufuneka siqinisekise ukuba sifunda ngeenkcukacha ezahlukeneyo ezibalulekileyo kwaye sifunde uphononongo lwabathengi ngononophelo ukuze sikwazi ukukunika amaxabiso angcono.
Abafundi bethu bayi-asethi yethu exabisekileyo kwaye kunyanzelekile ukuba sibabonelele ngeyona nkonzo ibalaseleyo.Sikwayile isikhokelo sokuthenga esigqibeleleyo ukwenza uhambo lube lula kubafundi bethu.Ukuba ufuna ukuthenga eyona mibhobho yentsimbi ngoku, kufuneka ugxininise kula manqaku alandelayo:
Ayizizo zonke iimveliso ezibetha imarike zibonelela ngeenketho zexabiso elifanayo.Ixabiso lokugqibela layo nayiphi na ipayipi yensimbi ixhomekeke kwiimpawu ezifakwe kuyo, umgangatho wemveliso kunye nokulula kokusetyenziswa kwayo.Ngoko nanini na xa uthatha isigqibo sokuthenga imibhobho yentsimbi, qiniseka ukugqiba uhlahlo lwabiwo-mali lwakho kuqala kwaye uzame ukujonga kuphela iimveliso ezihambelana nohlahlo lwabiwo-mali lwakho.Oku kuya kukunceda ufumane izivumelwano ezingcono kuhlahlo lwabiwo-mali lwakho.Kwakhona, kucetyiswa kakhulu ukuba ulinde umthendeleko ukuba ufuna ukufumana amaxabiso angcono.Uninzi lweempawu zidla ngokunikezela ngeemveliso zazo ngamaxabiso angcono ngexesha leholide.Ezi zinto zihlala zinamaxabiso aphantsi, kwaye ababoneleli bakwanikezela ngezaphulelo ezahlukeneyo kunye namakhuphoni ngeli xesha, nto leyo eyenza ukuba izivumelwano zibe nomdla ngakumbi.Enye into ekufuneka siyikhumbule kukuba ixabiso elipheleleyo lombhobho wensimbi liya kuqhubeka nokunyuka ngokuhamba kwexesha, ngoko qiniseka ukuba uyayiqwalasela xa udwelisa.
Iimpawu ziyinto ephambili ekumiseleni ixabiso lexesha elizayo kunye nokufumaneka kwemveliso.Ngaphambi kokungena emarikeni, yenza uluhlu olunqwenelekayo olubandakanya zonke iimpawu ongathanda ukuba nazo kumbhobho wakho wokugqibela wentsimbi kwaye uqinisekise ukuba uluhlu luhambelana ngqo nemveliso oyikhangelayo ukuze ufumane eyona nto ingcono.Akukho nto yasimahla kweli hlabathi.Kufuneka uhlawule yonke into ofuna ukuyonwabela.Ke ukuba ufuna ukonwabela iimpawu zeprimiyamu, kuya kufuneka uzihlawulele ngaphezulu.Ukufumana eyona bhaki ininzi, qiniseka ukuba utyala imali kwinto evakala ngathi ayinaxesha.
Ukwakha uphawu kuthatha umsebenzi onzima, umzamo, ukuzinikela kunye nexesha, kwaye akukho phawu luzimisele ukuthomalalisa umgangatho kwaye luye kubude obude ukulonakalisa.Uphawu sisiqinisekiso kubathengi ukuba baya kuba neemveliso ezisemgangathweni.Ke ngoko, ukusetyenziswa kophawu lwentengiso kuya kuzisa inqanaba eliphezulu lokuthembela kunye nokuthembeka.
Ukuthenga umbhobho wensimbi kukutyalomali olude olufuna ukwenziwa ngononophelo olukhulu.Kuhlala kucetyiswa ukuba abantu bakhethe iibrendi ezidumileyo ukonwabela amava angcono omsebenzisi.Nangona kunjalo, unokukhetha uhlobo olutsha ukuba uyayazi imveliso buqu okanye ukhe wayizama ngaphambili.Qinisekisa ukuba ukhetha uphawu olunikezela ngenkxaso enkulu yabathengi kunye nenkonzo ye-24/7.
Uninzi lweendawo zokurhweba nge-e-commerce kunye neeplatifti ezingaxhunyiwe kwi-intanethi nazo zibonelela ngeentlobo ezahlukeneyo zamakhuphoni kunye nokunikezelwa kwesaphulelo ngexesha leenkqubo ezahlukeneyo zokuthenga.Olu khetho ngokwenene lunceda abantu benze iindawo ezingcono ngaphandle kokuphazamiseka.Unokuqokelela ezi zinikezelo kunye namakhuphoni esaphulelo, ongayisebenzisa kamva ukubonelela ngeentengiso ezixabisekileyo.Ngumbono olungileyo ukujonga iimarike ngexesha leholide ukuba ufuna ukurhweba ngokufanelekileyo.Eli lidla ngokuba lixesha eliphezulu lonyaka kwaye iimveliso zidla ngokuthengiswa ngamaxabiso aphantsi.
Isabelo seenketho zewaranti yongezwa kwiindleko ezipheleleyo zemveliso.Nokuba uceba ukuthenga imveliso kwi-intanethi okanye uceba ukuthenga ngaphandle kweintanethi, iziqinisekiso yinto ongenakuyihoya.Namhlanje, uninzi lwababoneleli banikezela ngeWaranti yeMbhobho yentsimbi inketho yokunceda abathengi babo kwimeko kaxakeka.Ixesha lewaranti lixesha apho unokufumaneka lula kwaye ngaphandle kwentlawulo ufumane uncedo oluvela kwinkampani kwimeko yokuphazamiseka.Iinketho zewaranti lixesha eliqingqiweyo, nangona kunjalo ungayandisa ngokulula iwaranti yakho kamva ngomrhumo okhethekileyo.Ubudlelwane be-Mortgage kunye ne-Steel Pipe kuvumela abasebenzisi ukuba bajikeleze ngokukhuselekileyo kwiimeko eziphuthumayo.
Nangona kunjalo, inkcazo yemveliso ithetha kakhulu, kodwa mhlawumbi ayongezi ixabiso kwaye ngokwayo kwinkqubo yokwenza izigqibo.Inkcazo yinto efunwa yinkampani, kodwa ukuba ikhona ngokwenene, ngabathengi bangaphambili kuphela abanokuxelela.Ukufumana uphononongo oluphilayo kubaxhasi bangaphambili akuseyona intloko ebuhlungu.Kungakhathaliseki ukuba uceba njani ukufumana imveliso, unokujonga ngokulula ukuphononongwa kwabathengi bokwenyani kwiwebhusayithi ezinikeleyo kunye neendawo ezahlukeneyo ze-e-commerce.Olu phononongo lunokuba nempembelelo enkulu kwinkqubo yokwenza izigqibo kwaye luncede abantu baqonde ngcono imveliso.Kwakhona, unokujonga iireyithingi zemveliso kwiindawo ezahlukeneyo ze-e-commerce ukuze uqiniseke ukuba imveliso inokuthenjwa.
Udumo lomthengisi nalo lunempembelelo enkulu kuyo yonke inkqubo yokuthenga imibhobho yensimbi.Ayingabo bonke abathengisi kwindawo yentengiso ekufuneka babe nerekhodi entle yokuhambisa iimpahla okanye ukukhululeka kubuqhophololo.Ngoko ke, ukuba ulungele ukwenza ukuthengiselana ngemali, kucetyiswa kakhulu ukuba ukhethe ababoneleli abathembekileyo kuphela.Ukuba kuyenzeka, zama ukufumana umthengisi omaziyo ukuze uqiniseke ngomgangatho wemveliso.Kwakhona, ukuba uthenga izinto kwi-intanethi, qiniseka ukuba undwendwela iindawo ezithembekileyo ze-e-commerce.
Ndiyathemba ukuba esi sikhokelo siwacimile onke amathandabuzo akho kwaye sakunika ulwazi oluchanekileyo.Zonke iimveliso ezidweliswe apha ngasentla ziqinisekisiwe iinketho zabantu kuhlahlo lwabiwo-mali.Unokufunda ngononophelo iinkcukacha ezahlukahlukeneyo ezinikelwe kwiinkcukacha uze wenze isigqibo esifanelekileyo.Ukuba usenayo nayiphi na imibuzo okanye unazo naziphi na izimvo okanye iingcebiso, unokuyikhankanya kwicandelo lamagqabaza.Iingcebiso zakho, izimvo kunye nezimvo yindlela yethu yokuba ngcono.Ezi zizinto eziphambili ezisikhuthazayo kwaye zisincede ukuba sikunike ulwazi oluchanekileyo ngaphandle kokuphazamiseka.
Esi sikhokelo sibandakanya kuphela imibhobho yentsimbi engcono kakhulu kwiimarike.Sivavanya kwaye siqinisekise imigca yeemveliso ezahlukeneyo ngaphambi kokuzisa esi sikhokelo.Kucetyiswa kakhulu ukuba ujonge useto kunye neempawu ezinxulumene nemveliso yokugqibela ukuze wenze kuphela ukuthengiselana okusebenzayo.
“Mfundi.Umhambi othobekileyo ukuya kwinqanaba lokuphambana.I-Polarist.Umbhali.Intatheli”.
Ixesha lokuposa: Jan-28-2023